Development Finance Nottingham

Whether you’re an experienced property developer or taking on your first project, our advisers can help you secure the right finance and guide you through every stage of the process.

Contact an adviser for simple, valuable development finance advice.

Development finance made simple

Development finance is designed to help fund property projects ranging from refurbishments and conversions to ground-up developments.

Whether you’re building a single property, converting an existing building, or undertaking a larger development project, having the right finance in place is essential.

At Veracity Financial Planning, we work with a wide range of specialist lenders to help developers secure tailored funding solutions for projects of all sizes.

What can development finance be used for?

Development finance can be used for a wide range of projects, including:

ground-up residential developments
commercial developments
heavy refurbishments
property conversions
extensions and structural works
mixed-use developments

Whether you’re an experienced developer or taking on your first project, we can help you understand the finance options available.

Have a project you would like to discuss?

How does development finance work?

Development finance is usually released in stages, often known as drawdowns.

This means funds are made available at different points throughout the project as works are completed.

Typically, the loan will cover the purchase of the land or property, along with build or refurbishment costs, depending on the lender and project.

This staged approach helps manage costs and keeps the funding aligned with your development timeline.

How much can I borrow?

The amount you can borrow will depend on the project, your experience, and the overall costs involved.

Lenders will usually assess:

the purchase price or land value
build costs
projected end value (Gross Development Value)
your deposit or available funds
your experience as a developer

Some lenders may offer funding based on a percentage of the Gross Development Value (GDV), helping reduce the amount of upfront capital required.

Still got more questions?

First-time developers

You don’t always need years of experience to secure development finance.

Many lenders are open to supporting first-time developers, particularly on smaller or less complex projects.

The key is having a strong plan, realistic costs, and a clear exit strategy.

We can help you structure your project and present it in the best possible way to lenders.

What is an exit strategy?

An exit strategy is how you plan to repay the development loan once the project is complete.

Common exit routes include:

selling the completed properties
refinancing onto buy-to-let finance
refinancing onto a commercial mortgage
retaining the property as an investment

Having a clear exit strategy is one of the most important parts of any development finance application.

Ready to get in touch?

See what our clients say

We’re proud to support our clients through every stage of their property journey. Here’s what some of them had to say about working with us.

Veracity Financial Planning

4.8

Based on 25 reviews

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Molly Bond

2 months ago

I can’t recommend my mortgage broker Min highly enough. As a first-time buyer, the whole process felt quite daunting, but they guided me through every step with patience, professionalism, and clear communication.

They took the time to explain all of my options, answered every question promptly, and worked hard to secure the best mortgage deal for my circumstances. Nothing ever felt like too much trouble, and I always felt supported and informed throughout the process.

Their expertise, responsiveness, and genuine care made what could have been a stressful experience feel straightforward and manageable. I would absolutely recommend them to anyone looking for a knowledgeable, trustworthy, and dedicated mortgage broker.

Thank you for all your help in making my first home purchase possible!

Jane Twilley

6 months ago

Absolutely first class service from Edwin, really professional service and he explained it all really well. The product is performing really well as predicted. Would definitely recommend.

Firuz Khan

7 months ago

Help received beyond belief. Very professional, committed with personal touch and understanding the situation we were going through when I bought a property from auction without prior financial arrangement. Only a knowledgeably person in this field with personal commitment to help can do this for her client. I'll recommend Min/Veracity finance to everyone I come across who needs financial help when buying property. Salute to you Min.

Lily-Mae Hilton

7 months ago

Meghan was incredibly helpful throughout our remortgage process. She explained everything clearly, kept us updated at every stage, and made what could have been a stressful experience feel smooth and straightforward. We really appreciated her professionalism, responsiveness, and attention to detail. Highly recommend her to anyone looking for expert and friendly support with their mortgage.

John-Paul Stevenson

9 months ago

Exceptional Support from Veracity Financial Planning - Strongly Recommended

My friend Tony, who is in his seventies, needed to release some funds to upgrade his car for improved mobility. After looking into every other possible option, equity release became the final route to explore.

Holly at Veracity Financial Planning was recommended by Sheldon Flanders Financial Services, and she certainly lived up to their endorsement.

Before meeting Holly, I put together a detailed twelve-page questionnaire to make sure all safeguards were covered and that the process complied fully with financial regulations. Holly addressed every question confidently and clearly, showing real expertise and professionalism.

She spent considerable time assessing Tony’s circumstances to confirm that equity release was genuinely the most suitable option before moving ahead.

Holly visited on several occasions, carefully going through all the finer details before anything was finalised. As an adviser with access to the whole market, she was able to secure the most competitive deal available for Tony, rather than being restricted to a single provider.

Throughout the entire process, Holly kept Tony updated and guided him through all the required paperwork, making what could have been a daunting experience straightforward and stress-free. With her help, he was able to release the funds needed to buy a car that better suits his mobility needs, and he’ll soon be updating his bathroom to make life easier at home.

Holly was courteous, professional, and highly efficient. Her supportive and approachable manner turned a complex process into something clear and manageable.

I would have absolutely no hesitation in recommending Holly and Veracity Financial Planning to anyone considering equity release. She delivered an outstanding service with genuine care and integrity.

Y49 Company

10 months ago

I had an excellent experience working with Min Rajput at Veracity Financial Planning for my residential mortgage. From start to finish, Min was professional, knowledgeable, and incredibly supportive. She took the time to understand my situation in detail, explained every step clearly, and made the whole process feel straightforward and stress-free.

Her communication was outstanding, always responsive, proactive, and transparent. Thanks to her expertise and dedication, everything went smoothly and on time. I couldn’t recommend Min highly enough to anyone looking for expert financial or mortgage advice.

Contact Us

Looking for trusted financial planning, investment advice, pension guidance or mortgage advice? Our team is here to help you make informed financial decisions with clarity and confidence. Arrange an initial consultation with one of our advisers today.

Whatever you’re looking for, Veracity Financial Planning has got you covered.

Office address:

2b Thackeray’s Lane,
Woodthorpe,
Nottingham,
NG5 4HP

Email

For Pension & Investment advice email:

financialadvice@veracityfp.co.uk

For Mortgage advice email:

mortgageadvice@veracityfp.co.uk

Telephone

0115 967 0888