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At Veracity Financial Planning, we’ve been assisting clients with corporate finance advice since 2009. We can secure finance for most scenarios including commercial and semi-commercial mortgages, regulated and unregulated bridging loans, development finance and auction finance. Our qualified advisers offer bespoke planning advice to help you achieve your goals.
Start your property journey with confidence – reach out to the Veracity team today for expert guidance.
Our unrestricted network of high-street lenders, challenger banks, and specialist lenders gives us access to all the deals on the market.
Our team of experts will guide you to a financial solution that fits seamlessly with your property goals.
Since 2009, we've assisted countless clients in securing the best deals for their unique circumstances.
Navigating the corporate finance market can be challenging, but with Veracity Financial Planning, we can assist you.
Looking for trusted financial planning, investment advice, pension guidance or mortgage advice? Our team is here to help you make informed financial decisions with clarity and confidence. Arrange an initial consultation with one of our advisers today.
Whatever you’re looking for, Veracity Financial Planning has got you covered.
2b Thackeray’s Lane,
Woodthorpe,
Nottingham,
NG5 4HP
For Pension & Investment advice email:
financialadvice@veracityfp.co.uk
For Mortgage advice email:
mortgageadvice@veracityfp.co.uk
0115 967 0888
Corporate finance, a vital aspect of business finance, encompasses funding strategies, capital organisation, accounting practices, and investment choices within corporations. At Veracity Financial Planning, based in Nottingham, our comprehensive advisory services have extended to guiding businesses in navigating these critical components since 2009. By offering bespoke solutions tailored to individual, family, and business requirements, we ensure informed decision-making across various financial domains.
Indeed, corporate finance and accounting diverge in their primary focuses. While finance professionals at Veracity Financial Planning direct financial transactions, including funding endeavours, accountants excel in meticulously recording and reporting these transactions. Our expertise, honed since 2009, ensures a clear understanding of these distinctions, guiding clients effectively through their financial journeys.
At Veracity Financial Planning, we emphasise four fundamental elements within corporate finance: operating flows, invested capital, cost of capital, and return on invested capital. With our holistic approach to financial advice, tailored to diverse client needs, we empower businesses to grasp and analyse these crucial elements effectively. Since our establishment in 2009, we’ve been dedicated to providing insightful guidance from Nottingham to clients nationwide.
Corporate finance is indispensable for businesses, facilitating strategic decisions on fund acquisition, whether through loans, equity issuance, or retained earnings. Veracity Financial Planning, an independent firm regulated by the Financial Conduct Authority, has been instrumental since 2009 in helping businesses evaluate potential projects and manage associated risks. Our expertise spans pensions, investments, mortgages, and insurance, ensuring comprehensive financial guidance for clients.
A commercial mortgage is a loan secured against commercial property, such as office buildings, shops, or industrial warehouses, rather than residential property. It’s typically used to buy, develop, or refinance commercial properties. The terms, interest rates, and repayment schedules are often tailored to the business’s needs and the property’s value.
Bridging finance is a short-term loan intended to “bridge” a gap in funding until longer-term financing can be arranged. It’s often used in real estate transactions, such as buying a new property before selling an existing one, or to finance the quick purchase of auction properties.
Bridging loans are usually for terms of up to 12 months, with interest rates higher than those of traditional mortgages due to the short-term nature and increased risk to the lender.
Development finance is a type of funding specifically designed to finance the construction, conversion, or heavy refurbishment of buildings. It’s typically used by property developers and investors.
Unlike traditional mortgages, development finance is released in stages as the project progresses, rather than as a single lump sum. This type of financing also considers the projected value of the developed property, not just the purchase price.
Qualification depends on your business’s creditworthiness, the property’s value, and the rental income it generates (if any). Lenders will also consider your business plan and your experience in the industry.
A semi-commercial mortgage is used to purchase or refinance properties that have both residential and commercial elements, such as a shop with a flat above it. These mortgages blend aspects of residential and commercial lending criteria.
The interest rates and fees for semi-commercial mortgages can vary, sometimes offering more favourable terms than purely commercial mortgages due to the residential aspect providing additional security to lenders.
Auction finance is a form of short-term lending used to purchase properties at auction. Since auction purchases require quick payment (usually within 28 days), auction finance allows buyers to secure funds rapidly to complete the purchase.
